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Going to the Maximum

By John Aretos, CEO of Police Mortgage Does it make sense to walk into a patrolman credit union, get approved for the largest police home loan your credit score and income will allow, and buy as much house as possible.  Well, that’s a personal decision.  Part of that decision is about your family’s circumstances. How […]

New Construction Loans

By John Aretos, CEO of Police Mortgage We can do new construction loans through our partner lender, United Wholesale Mortgage. We don’t finance the actual construction in our portfolio at Police Mortgage.  I will tell you, it is trickier than a police home loan for an existing property because the builder has to get approved […]

The Value of Pre-Qualifications

By Dylan Walsh of Police Mortgage A pre-approval is official. So, if a client is about three months away from buying a property, he or she should be pre-approved by then. If you’re six months out or more from actually making an offer on a property we can certainly have a conversation. As we always […]

Financial Wellness Explained

By Vivian Abraham of Police Mortgage Everybody’s situation is different. Everybody has different ways in which they want to make money, save money, invest money, all of that. But the biggest piece to financial wellness, I believe, is making sure that your assets are protected.  As I learned at the Chicago Patrolman Credit Union, you […]

Indiana

By Vivian Abraham of Police Mortgage Police Mortgage does business with first responders in a number of states. Indiana is one of our top areas to close police home loans.  There’s quite a bit of variety in that state. Northwest Indiana, which is comprised of towns such as Merrillville, Schererville, and Hobart have a suburban […]

There Is a Way Out of Debt

By Vivian Abraham of Police Mortgage The biggest mistake many first responders make by the time they get to me is thinking that there’s no way out of their debt. Many feel that living paycheck to paycheck is just the way of life that they have to accept and that there is no way to […]

What Makes Police Mortgage Unique

By Dylan Walsh of Police Mortgage The biggest visible differentiator for Police Mortgage is that we offer End of Watch Loan Protection for police and firefighters. It’s free for all active-duty credit union members. It doesn’t cost them a dollar. There is one form that to fill out when closing a police home loan. There’s […]

No Surprises

By Dylan Walsh of Police Mortgage Between getting pre-approved and closing on a police home loan there should be no surprises in the process. That is definitely the case on our end at Police Mortgage.  We advise our clients that the same should be true with the first responders we have the privilege to serve. […]

Conversations

By John Aretos, CEO of Police Mortgage The core of what we do at Police Mortgage is knowing how we would like to be treated in similar situations. I try to put myself in the position of our clients. In other words, if I were talking to a loan officer I think, “How would I […]

How Police Mortgage is Different

By Vivian Abraham of Police Mortgage How is Police Mortgage different from other providers? The obvious first answer would be that we offer Killed in the Line of Duty Loan Protection. This is a special debt cancellation benefit created exclusively for active Law Enforcement Officers. This complimentary benefit will cancel up to $850,000 of the […]

Vivian Abraham
LOAN OFFICER
NMLS #2451439
 

I have my bachelor’s in business administration and have been involved in the banking industry for over 10 years. During this time, I managed two of the National Police Federal Credit Union locations prior to transitioning to Police Mortgage. I have family members who are police officers with the Chicago Police Department. My work has been very rewarding, and I take pride in having assisted countless members and their families with their financial needs and financial wellness. My hobbies include exploring new restaurants in the city and running for marathons that support pediatric cancer foundations and Chicago Police Memorial Foundation’s Run To Remember. I come from a large family primarily from the south side of Chicago and love to share all the diversity and beauty the city has to offer with my two children.

Patrick Doah
Loan Officer
NMLS #2025761
 

I am honored to grow up in a multi-generational family of Chicago Police Officers. I joined Police Mortgage in the summer of 2020 and love the opportunity to help both first-time buyers and repeat clients alike achieve their dreams of purchasing a home. Having been born and raised in the south suburbs of Chicago, I happily live in the Lakeview neighborhood today. Along with my two younger sisters, I am a graduate of the University of Illinois at Urbana-Champaign and a lifelong Chicago Bears fan. I have a strong passion for food and love exploring the vast array of restaurants throughout our city. Nothing makes me happier than spending a summer afternoon on a golf course with family and friends! 

Connor Walsh
Loan Officer
NMLS #2221708
 

I joined my brother at Police Mortgage as a loan officer in August of 2021 after a 10-year career in sales and marketing. Most recently, I worked as a Senior Account Executive for Ricoh North America, an office electronics company, where my main responsibilities were building new client relationships and maintaining over 400 existing customer accounts. I believe my work experience has transferred over to the mortgage industry well, because I am able to multi-task effectively while working with multiple customers. The skillset I learned in my previous employment allows me to stay organized and to manage my time well for my customers. My number one goal is always to make the loan process as quick and painless as possible for our borrowers. I am excited to further develop the Police Mortgage brand with my brother. It is a unique situation, and I believe working in an office together allows us to help our borrowers even more due to streamlined communication and our ability to help each other with our respective files. I like to spend my free time relaxing, watching sports, exercising, going out to eat with my wife, and trying to keep up with our three daughters – all under five years old!

Dylan Walsh
Loan Officer
NMLS #180970

After graduating from the University of Missouri in 2015, I moved to Chicago where I began a career in marketing at a firm called Ansira. I sought a career change and contacted Police Mortgage, where I was first introduced to the mortgage industry. I have spent the last 5 years training with our CEO, John Aretos, who has taught me all of the intricacies of the mortgage process. I love finding solutions for our clients to help them purchase the home of their dreams. I feel a huge sense of accomplishment when helping homebuyers, especially first-time homebuyers, all the way through the loan process, from pre-approval to closing day. I recently moved back to my hometown of St. Louis, where we opened a new office. I am excited to help start this new chapter for Police Mortgage. My wife, Megan, and I are happy to be back in our hometown. We are always checking out new outdoor events such as music or food festivals – anywhere we can take our dog, Remy!

John Aretos
CEO
NMLS #268165

As the CEO of an organization associated with serving the Police and their loved ones, I am privileged to play a role in helping our clients achieve their life’s financial goals. Our mission is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products and excellent service.

I was born and raised in the Chicago metropolitan area, and I have a deep-rooted love and appreciation for the diverse culture which makes our city so special. My two older siblings and I grew up working in our parent’s restaurant, which instilled a work ethic and sense of family that I carry with me to this day.

I am a graduate of Indiana University and have been involved in the mortgage industry for nearly 25 years, helping thousands of clients save money or finance the home of their dreams. My passions are passing down my love of food, music, art, snow skiing, and red wine to my three children, who motivate me to be a better person each and every day!