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Killed in the Line of Duty Loan Protection

Killed in the Line of Duty Loan Protection is a special debt cancellation benefit created exclusively for active, full-time Law Enforcement Officers. If something should happen to you in the line of duty, this insurance coverage cancels your debt obligation and ensures that it’s not passed on to your family.

About Killed in the Line of Duty Loan Protection

Available at no cost to the borrower, Killed in the Line of Duty Loan Protection cancels up to $850,000 of the outstanding balance of one or more eligible loans should the unthinkable happen to an Officer during an incident in the line of duty. This unique program is a waiver addendum to the qualifying loan agreement between the borrower and Police Mortgage under which Police Mortgage agrees to cancel the amount of the borrower’s eligible loan(s) if the borrower dies while engaged in work-related activities as a full-time Law Enforcement Officer – whether on or off duty – as the result of external force, violence, or disease (including heart attack or stroke occurring during training, or other strenuous activity).

How Do I Qualify for Killed in the Line of Duty Loan Protection?

The application process is easy and complimentary:

  • Take out at least one eligible loan with Police Mortgage that qualifies for the complementary Killed in the Line of Duty Loan Protection
  • Maintain active, full-time Law Enforcement Officer status employed by a federal, state, county or municipal agency

We will process your application and confirm the insurance upon the closing of your loan.

What Types of Debt are Eligible for Killed in the Line of Duty Loan Protection?

To qualify for Killed in the Line of Duty Loan Protection, qualifying members must take out a new eligible loan for $25,000 or greater; or an aggregate of two or more new eligible loans for $25,000 or greater.

Are there any Killed in the Line of Duty Loan Protection program exclusions?

The following circumstances are excluded from the Killed in the Line of Duty Loan Protection program:

  • Death from suicide
  • Death from diseases or other causes unrelated to work-related activities
  • Borrower is age 70 or older
  • Death occurs prior to the effective date of protection
  • Death occurs as a result of a crime committed by borrower
  • Atomic explosion
  • War
  • Acts of terrorism

For First Responders Who Are Second To None!

Contact us to learn more about our Killed in the Line of Duty loan protection.

Vivian Abraham
NMLS #2451439

I have my bachelor’s in business administration and have been involved in the banking industry for over 10 years. During that time, I managed two of the Chicago Patrolmen’s Federal Credit Union branch locations prior to transitioning to Police Mortgage. I have family members who are police officers with the Chicago Police Department. My work has been very rewarding, and I take pride in having assisted countless members and their families with their financial needs and financial wellness. My hobbies include exploring new restaurants in the city and running in marathons that support pediatric cancer foundations and Chicago Police Memorial Foundation’s Run to Remember. I come from a large family primarily from the south side of Chicago and love to share all the diversity and beauty the city has to offer with my two children.

Patrick Doah
Loan Officer
NMLS #2025761

I am honored to grow up in a multi-generational family of Chicago Police Officers. I joined Police Mortgage in the summer of 2020 and love the opportunity to help both first-time buyers and repeat clients alike achieve their dreams of purchasing a home. Having been born and raised in the south suburbs of Chicago, I happily live in the Lakeview neighborhood today. Along with my two younger sisters, I am a graduate of the University of Illinois at Urbana-Champaign and a lifelong Chicago Bears fan. I have a strong passion for food and love exploring the vast array of restaurants throughout our city. Nothing makes me happier than spending a summer afternoon on a golf course with family and friends!

Connor Walsh
Loan Officer
NMLS #2221708

I joined my brother at Police Mortgage as a loan officer in August of 2021 after a 10-year career in sales and marketing. Most recently, I worked as a Senior Account Executive for Ricoh North America, an office electronics company, where my main responsibilities were building new client relationships and maintaining over 400 existing customer accounts. I believe my work experience has transferred over to the mortgage industry well, because I am able to multi-task effectively while working with multiple customers. The skillset I learned in my previous employment allows me to stay organized and to manage my time well for my customers. My number one goal is always to make the loan process as quick and painless as possible for our borrowers. I am excited to further develop the Police Mortgage brand with my brother. It is a unique situation, and I believe working in an office together allows us to help our borrowers even more due to streamlined communication and our ability to help each other with our respective files. I like to spend my free time relaxing, watching sports, exercising, going out to eat with my wife, and trying to keep up with our three daughters – all under five years old!

Dylan Walsh
Loan Officer
NMLS #180970

After graduating from the University of Missouri in 2015, I moved to Chicago where I began a career in marketing at a firm called Ansira. I sought a career change and contacted Police Mortgage, where I was first introduced to the mortgage industry. I have spent the last 5 years training with our CEO, John Aretos, who has taught me all of the intricacies of the mortgage process. I love finding solutions for our clients to help them purchase the home of their dreams. I feel a huge sense of accomplishment when helping homebuyers, especially first-time homebuyers, all the way through the loan process, from pre-approval to closing day. I recently moved back to my hometown of St. Louis, where we opened a new office. I am excited to help start this new chapter for Police Mortgage. My wife, Megan, and I are happy to be back in our hometown. We are always checking out new outdoor events such as music or food festivals – anywhere we can take our dog, Remy!

John Aretos
NMLS #268165

As the CEO of an organization associated with serving the Police and their loved ones, I am privileged to play a role in helping our clients achieve their life’s financial goals. Our mission is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products and excellent service.

I was born and raised in the Chicago metropolitan area, and I have a deep-rooted love and appreciation for the diverse culture which makes our city so special. My two older siblings and I grew up working in our parent’s restaurant, which instilled a work ethic and sense of family that I carry with me to this day.

I am a graduate of Indiana University and have been involved in the mortgage industry for nearly 25 years, helping thousands of clients save money or finance the home of their dreams. My passions are passing down my love of food, music, art, snow skiing, and red wine to my three children, who motivate me to be a better person each and every day!